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Level 1
posted Feb 24, 2021 1:11:27 PM

Can't adjust mortgage interest exceeding $1m (financed prior to 2017) in turbotax. Is this a SW bug?

I selected yes for mortgage exceeding $1M (financed prior to 2017), but Turbo Tax didn't guide me to any calculation to adjust the mortgage interest. Later on, I deleted the montage interest and re-entered, it didn't even ask me the question if the mortgage exceed $1m, so there is no way for me to adjust.

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3 Replies
Expert Alumni
Feb 24, 2021 2:35:07 PM

TurboTax may have calculated the Adjustment to your Mortgage Interest for you, based on the 1098 info you entered.

 

Review your Deductible Home Mortgage Interest Worksheet (screenshot), Part 2, Line 15 for a factor applied to calculate deductible interest.

 

Click this link for info on Adjusted Mortgage Interest

 

 

 

Level 1
Feb 24, 2021 4:43:23 PM

No, I do not have such a worksheet. I used to have such a worksheet when turbo tax will direct me after I select that my mortgage amount exceeds $1m in all prior year returns, but not this year. 

 

Instead I have a 

Mortgage Interest Limited Smart Worksheet, which simply adds up the 

mortgage

 

interest

 

I

 

entered

 

I believe this is a bug in this year's SW. Please 

help

 fix it. 

Expert Alumni
Feb 24, 2021 5:43:12 PM

Some TurboTax customers were experiencing an issue with their Home Mortgage Average Balance. This can cause the Home Mortgage Interest to be incorrectly limited

We have added some in-program help to assist with the entering of your home mortgage information.

 

For more information, please see the following article:

How do I handle multiple 1098 mortgage forms?

 

Related Information: