The question on the page before you see that your spouse had a “lapse” in coverage is causing the issue.
On the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2016?”. The choices are Family, Self only, or None.
If your spouse had been covered under your family plan, you might think you should answer Family to the question. However, the answer should be None.
It is referring to what type of plan your spouse held in their name on December 1, 2016. If your spouse had their own separate HDHP on that date, then choose the type of plan that they had. If instead your spouse was covered under the plan in your name, then you should choose None.
To go back to the section of your return to answer the questions again, use the following steps:
If your spouse is covered by your plan, then on the page 'What type of High Deductible Health Plan did (spouse) have on 12/1/2016 - select None. None is the correct selection because your spouse does not have coverage of their own (spouse is covered by your plan).
Let me know if that clears the issue.
The question on the page before you see that your spouse had a “lapse” in coverage is causing the issue.
On the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2016?”. The choices are Family, Self only, or None.
If your spouse had been covered under your family plan, you might think you should answer Family to the question. However, the answer should be None.
It is referring to what type of plan your spouse held in their name on December 1, 2016. If your spouse had their own separate HDHP on that date, then choose the type of plan that they had. If instead your spouse was covered under the plan in your name, then you should choose None.
To go back to the section of your return to answer the questions again, use the following steps: