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New Member
posted Jun 7, 2019 2:57:41 PM

Where do I enter contributions to a 529 plan?

I made contributions to my grandson's 529 plan in another state and want to be able to deduct these. Where / how do I do that?

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1 Best answer
Alumni
Jun 7, 2019 2:57:47 PM

Your contribution isn’t tax-deductible on your federal return, but two-thirds of the states do offer an income-tax deduction for contributions. Most require that you contribute to your own state’s plan to get the break (Arizona, Kansas, Maine, Missouri and Pennsylvania allow deductions for contributions to any state’s plan). But each state also has different rules about who can take the deduction for their contributions.

Many states, such as Ohio, let residents deduct their 529 contributions to the state’s plans even if they are not the account owner. If you live in Ohio and your niece’s parents already have an account for her in that state, for example, you can deduct up to $2,000 you contribute to her account per year (whether filing as single or jointly), and you can apply any contributions above that limit to future years’ taxes. If your niece’s parents don’t have an account for her in your state, you can open one for her yourself. There’s no limit to the number of 529 accounts that people can have for one student, and the accounts don’t need to be in the state where the student lives.

If your state is one of those states that has a 529 plan deduction, TurboTax will prompt you to enter your 529 contributions when you get to the credits/deductions portion of your state tax interview.

24 Replies
Alumni
Jun 7, 2019 2:57:47 PM

Your contribution isn’t tax-deductible on your federal return, but two-thirds of the states do offer an income-tax deduction for contributions. Most require that you contribute to your own state’s plan to get the break (Arizona, Kansas, Maine, Missouri and Pennsylvania allow deductions for contributions to any state’s plan). But each state also has different rules about who can take the deduction for their contributions.

Many states, such as Ohio, let residents deduct their 529 contributions to the state’s plans even if they are not the account owner. If you live in Ohio and your niece’s parents already have an account for her in that state, for example, you can deduct up to $2,000 you contribute to her account per year (whether filing as single or jointly), and you can apply any contributions above that limit to future years’ taxes. If your niece’s parents don’t have an account for her in your state, you can open one for her yourself. There’s no limit to the number of 529 accounts that people can have for one student, and the accounts don’t need to be in the state where the student lives.

If your state is one of those states that has a 529 plan deduction, TurboTax will prompt you to enter your 529 contributions when you get to the credits/deductions portion of your state tax interview.

New Member
Jun 7, 2019 2:57:49 PM

I am not being prompted to enter my contributions to my child's North Carolina 529. Anyone know why?

New Member
Jun 7, 2019 2:57:50 PM

From what I can tell, it's only deductible on state tax returns, not Federal, but I'm no expert.

New Member
Jun 7, 2019 2:57:52 PM

TurboTax is not prompting for entries on the VA return. Have done this in the past. What is the issue?

New Member
Jun 7, 2019 2:57:52 PM

I agree ricklowjunk. i file VA state returns and I wasn't prompted to enter any 529 payments. Frustrating to say the least. No solution from me but i share in your frustration.

New Member
Jun 7, 2019 2:57:53 PM

Also not prompting for Iowa 529 entries on the state return. Frustrating!!

New Member
Jun 7, 2019 2:57:54 PM

Also not prompting for Montana 529 entries... yes FRUSTRATING.  Also, I am nearly 100% certain Montana is a state that can contribute to ANY states plan and the response above does not indicate as such.  Where is the fix TT??

New Member
Jun 7, 2019 2:57:56 PM

Colorado allows for a 529 deduction, so I did that.   thanks TURBO'''''

New Member
Jun 7, 2019 2:57:57 PM

Did the person from Montana ever figure out where to record the 529 contribution?

New Member
Jun 7, 2019 2:58:00 PM

Also not prompting in IL

New Member
Jun 7, 2019 2:58:01 PM

not prompting for ca as well

New Member
Jun 7, 2019 2:58:02 PM

not prompting for IL and it is definitely tax deductible here

New Member
Jun 7, 2019 2:58:04 PM

not prompting for missouri

Level 2
Jun 7, 2019 2:58:05 PM

The 529 deduction option worked great last year for Arizona, but it's not showing up this year (yet).  Is this a known issue?

Level 1
Jun 7, 2019 2:58:07 PM

The system doesn't prompt for Iowa.  Once located it only allows to enter 529 deductions for self and spouse NOT our beneficiaries/children.  Looks like we need a patch!

New Member
Jun 7, 2019 2:58:08 PM

Not prompting me for IL. Last year it did.

New Member
Jun 7, 2019 2:58:10 PM

Not prompting for ME returns either and it was definitely tax deductible in prior years, for $250

Expert Alumni
Jun 7, 2019 2:58:11 PM

Maine has repealed the deduction for 529 plan contributions beginning in 2016. For more information, please visit <a rel="nofollow" target="_blank" href="http://www.maine.gov/revenue/">http://www.maine.gov/revenue/</a>.

New Member
Jun 7, 2019 2:58:13 PM

I dont see it either for the VA state 529 plan.

New Member
Jun 7, 2019 2:58:16 PM

FRUSTRATING!!!!

New Member
Jun 7, 2019 2:58:17 PM

The system does not prompt for entry of deduction for 529 contribution in Wisconsin

New Member
Jun 7, 2019 2:58:19 PM

not prompting for Maryland either.  would love to find it

New Member
Jun 7, 2019 2:58:21 PM

not prompting in MS either

New Member
Jun 7, 2019 2:58:23 PM

Turbo tax is not prompting for VA in 2018... please fix!!!