My filing instructions say to return Your tax return - The official return for mailing is included in this printout. Remember to sign and date the return. I'm just not sure if your tax return is referring to only the 2-page IT-40 form, or the IT-40 form along with the 7 schedules that were included with the filing copy that I saved as pdf. Since I selected to save a "filing" copy, I'm assuming all of that, schedules and all, make up my return, but I don't want to pay extra to mail back more than I really need to.