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New Member
posted May 31, 2019 6:17:25 PM

Mrd - I've cashed out all but $30 of my MRD - what is the effect of not taking 100%?

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1 Best answer
Level 15
May 31, 2019 6:17:29 PM

The penalty for not satisfying your entire MRD is 50% of the unsatisfied amount, reported on Form 5329 Part IX.  For a $30 MRD shortfall, the penalty is $15.

2 Replies
Level 15
May 31, 2019 6:17:29 PM

The penalty for not satisfying your entire MRD is 50% of the unsatisfied amount, reported on Form 5329 Part IX.  For a $30 MRD shortfall, the penalty is $15.

Level 15
May 31, 2019 6:17:30 PM

(ps....we call it the RMD (required min distribution)