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Level 1
posted Mar 24, 2025 8:03:17 PM

Does certificate of deposit account interest need to be added to Connecticut return?

Hi there,

 

Hope everything goes well! I am a nonresident alien for federal tax but resident for Connecticut tax purposes. My CD account interest (from Chase, for example) is not added to the federal adjusted gross income. I was wondering if I would need to add it to the Connecticut return? My impression is that Connecticut does not collect tax from personal bank accounts, but I am not sure. If I do need to add it, which column in CT1040 Schedule 1 should it be on?

 

Thanks in advance!

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1 Best answer
Expert Alumni
Mar 25, 2025 12:47:20 PM

The IRS does not require reporting/taxation of US Bank Interest for Non-Residents, unless it is connected with a US trade or business so it is not reported to the US or the State of Connecticut.

3 Replies
Expert Alumni
Mar 25, 2025 9:27:34 AM

Interest earned on a CD is taxable for both the IRS and CT returns.

If you are a non-resident alien, you would need to file a form 1040 NR. TurboTax does not support the 1040NR, but our partner Sprintax does and can help with your non resident return. It is best to file the state return through the same place you file your federal return. 

Level 1
Mar 25, 2025 10:22:50 AM

In this case I need to file 1040NR and CT1040. But my deposite interest tax is exempted on 1040NR, so in this case I guess I don't need to include it in CT1040 either?

Expert Alumni
Mar 25, 2025 12:47:20 PM

The IRS does not require reporting/taxation of US Bank Interest for Non-Residents, unless it is connected with a US trade or business so it is not reported to the US or the State of Connecticut.