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Level 1
posted Feb 10, 2025 2:30:58 PM

Health Insurance deduction claimed in Business, but also requested in Personal Medical Deductions?

First year I've ever had so many medical expenses that I qualified to include them in the Personal Deductions & Credits section. In addition to entering the costs of all my medical bills, it also asked to include my health insurance premiums paid. Fine, except that I had already entered that same amount in my Self Employment Health Insurance Expenses.  

 

Why does it feel like I'm double dipping on this? I was expecting a flag or notice alerting me I can only claim this expense once, but TurboTax is ignoring the Business entry and asking me to claim it again in personal deductions. Not complaining if this is a legit loophole resulting in a bigger refund, but I don't want to learn later it's a software oversight that will trigger an audit.

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1 Replies
Expert Alumni
Feb 11, 2025 8:14:49 AM

If you have already entered your health insurance premiums as part of your self-employed health insurance expense, then you would be double-dipping by including it again as a personal medical expense.

 

The information onscreen in the personal medical expense entries of your return tells you that you should not include self-employed health insurance.

 

See the screenshot below for reference: