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posted Apr 14, 2024 8:47:46 AM

Why is it asking me for a 1040? I don't have one. I'm retired. I put in my Social Security benefits.

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2 Replies
Level 15
Apr 14, 2024 8:49:53 AM

The Form 1040 is your federal tax return.  All income received in 2023 is reported on your 2023 federal tax return.

 

Social Security Retirement/Disability/Survivors benefits are reported on a form SSA-1099 and the benefits received are to be entered on a federal tax return. The benefits may be taxable depending on the amount of other income you have entered on your tax return.
However, if the Social Security benefits is the Only income to be reported on the tax return and there is no federal income taxes being withheld, then there is no reason or need to file a tax return..


Unless you also received a Form 1095-A for your health insurance through one of the State Marketplace Exchanges or from healthcare.gov then you must file a tax return.

 

To enter Social Security benefits reported on form SSA-1099

Click on Federal Taxes (Personal using Home and Business)
Click on Wages and Income (Personal Income using Home and Business)
Click on I'll choose what I work on (if shown)
Scroll down to Retirement Plans and Social Security
On Social Security (SSA-1099, RRB-1099), click the start or update button

 

Or enter ssa-1099 in the Search box located in the upper right of the program screen. Click on Jump to ssa-1099

Level 15
Apr 14, 2024 8:50:06 AM

When you entered your Social Security you are filling out the 1040 or 1040SR.  Do you have any other income?  If you only get SS it is not taxable and you do not have to file a return unless you get ACA or Marketplace insurance on a 1095A.