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New Member
posted May 21, 2021 2:24:48 PM

Why does my refund drop when I add in my Roth contributions?

I did not overpay, I also never withdrew.

0 2 630
2 Replies
Level 15
May 21, 2021 2:55:11 PM

Are you sure it's not your Taxes Due that dropped?  Although Roth contributions are not deductible, you may have received a Retirement Savings Credit.

Level 15
May 21, 2021 3:00:31 PM

It might think you made an excess contribution.  Be sure the contributions and your income are assigned to the right spouse if you are married.  Or did you do a rollover or transfer from another account?

 

Look at your return before and after entering it to see what changed and if you got a penalty on it.

 

Before filing,  You can preview the 1040 or print the whole return

https://ttlc.intuit.com/community/accessing/help/how-do-i-preview-my-turbotax-online-return-before-filing/00/26160