I've searched around and read through several articles, but it's not making sense to me. I didn't rollover any accounts or take anything out of them. Can someone break this down?
7 is the code which in checking the form means "normal distribution."
Then your plan administrator has posted the Form 1099-R because they have information that you were sent a distribution from your account. If there is an amount in box 1 of the 1099-R and you never received those funds then you need to contact the plan administrator. The name and phone number should be shown as the Payer on the Form 1099-R.
Sometimes people have their distributions set up to be sent to their brokerage account, and they never noticed it went there until they look thru the details of their brokerage activity.
If you reached age 73 during 2024, a few providers will automatically issue the RMD $$ at the end of December if you haven't taken your RMD by a certain date late in the year.