Why amending tax return with missing spouse Roth IRA contribution of $8000 for a total of $16,000 joint return doesn't affect federal refund with income of $81,000?

I submitted 2024 joint return with only one 2024 IRA contribution of $8000. I should have also added an $8000 contribution from my spouse. I followed the TurboTax Amend Return process, adding the $8000, but the federal taxable income did not lower from $81,000.

9833

Level 15

Jun 25, 2025 8:46:35 AM

You mentioned "one 2024 IRA contribution" and a "Roth IRA contribution." Did your spouse contribute to a traditional IRA or a Roth IRA? Contributions to a Roth IRA are not tax deductible and you do not report them on your tax return. A Roth IRA contribution does not affect your tax.

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Why amending tax return with missing spouse Roth IRA contribution of $8000 for a total of $16,000 joint return doesn't affect federal refund with income of $81,000?