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New Member
posted May 31, 2019 9:22:41 PM

When/how do I pay the 10% penalty for 401k withdrawal?

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1 Best answer
Expert Alumni
May 31, 2019 9:22:42 PM

The 10% tax penalty for early withdrawal from your 401(k) is calculated by TurboTax and included in the amount of tax due or refund.

You just need to enter your form 1099-R correctly and answer the questionnaire about the form 1099-R in TurboTax.

9 Replies
Expert Alumni
May 31, 2019 9:22:42 PM

The 10% tax penalty for early withdrawal from your 401(k) is calculated by TurboTax and included in the amount of tax due or refund.

You just need to enter your form 1099-R correctly and answer the questionnaire about the form 1099-R in TurboTax.

New Member
May 31, 2019 9:22:43 PM

Does turbo tax know when you are not suppose to be penalized?

New Member
May 31, 2019 9:22:45 PM

Were do i enter 1099 R

New Member
May 31, 2019 9:22:47 PM

Do you receive a notice of some sort indicating when the penalty has been paid? Having a hard time understanding when and how the payment of the penalty is made since it's not automatic.

Expert Alumni
May 31, 2019 9:22:52 PM

The payment of the penalty is included in the amount of tax due or refund. There is no separate notice.

New Member
Feb 18, 2020 5:32:39 PM

I know its a year later but all Turbo did this year was to advise the amount of the penalty. It did not include it in the amount of the IRS tax I owed. 

Expert Alumni
Feb 18, 2020 5:38:58 PM

Unless you indicated that you qualified for an exception for the early withdrawal penalty, TurboTax would create a Form 5329 to include the penalty on your tax return automatically.  @RPS

New Member
Apr 9, 2023 5:36:51 PM

Nobody at Intuit will talk to me, so I’ll take my 2022 tax forms to a CPA to correct an issue TurboTax caused and then sue Intuit to get restitution for any upcoming IRS penalties.

 

I took an early 401k distribution and entered the 1099-R form and it eventually gave me the screen message that my “extra tax bill would be $xxxxx”.  Ok, that is fine and knew that was coming.  However, after doing all the reviews and it saying everything was good, I found that TurboTax did not file the Form 5329 so it did not actually send in the early withdrawal penalty with my payment.

 

Now I have to deal with this BS.  Never again Intuit!  Never again!

Level 15
Apr 9, 2023 5:42:28 PM

You don't need form 5329 if you are only reporting the 10% Early Withdrawal Penalty.  Didn't the additional tax show up on Schedule 2 line 8 which goes to 1040 line 23?  See the line right above Part 1on 5329

https://www.irs.gov/pub/irs-pdf/f5329.pdf