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posted Mar 15, 2025 3:29:54 PM

what does 4D really mean on my 1009R? Can I just enter the info on it? It's not my RMD it's my dad's who died, can I ignore the RMD questions?

I'm not required to take an RMD right now at , but I did get my dad's RMD when he died. Can I ignore the RMD questions?

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Employee Tax Expert
Mar 23, 2025 4:20:44 PM

Code 4 is used to report that the retirement proceeds are from a death.  Code D indicates that the payment is from an annuity from a nonqualified annuity. Only the earnings from these distributions are taxable as the annuity is funded with after-tax dollars.

 

As long as you enter the information from your 1099-R as provided, you should not be prompted to answer any questions regarding a RMD.  I recommend following the steps in this link to get to the 1099-R input section. Select Update to the right of IRA, 401(k), Pension Plan Withdrawals (1099-R) on the applicable 1099-R.  

 

On the screen asking you to enter the 1099-R, be sure to enter the applicable codes under Box 7.  There are two boxes where you can enter both of your code options as listed on your 1099-R form.