Under" Withdraw from Your Roth IRA Before 2022?" I'm told I may need to pay tax or penalty. I know i do not. but why is it asking about 2021, "before" 2022?

Did you have a 1099-R that you entered? Does it have a Code 1 in Box 7?  Are you under age 59 1/2?

Before age 59½, the IRS considers your withdrawal (also called a “distribution”) from these IRA types as an early withdrawal, triggering a possible tax penalty. In many cases, you'll have to pay federal and state taxes on your early withdrawal, plus a possible 10% tax penalty.

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