Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Returning Member
posted Feb 20, 2025 12:05:06 PM

turbotax keeps asking me about rmd but I am 87 years old and I did satisfy my rmd when I was 72.

why doesn't turbotax ask if I have already satisfied my rmd ?

0 6 829
6 Replies
Level 15
Feb 20, 2025 12:11:02 PM

Do you have any retirement accounts?   Did you get any 1099R forms?  You have to take the RMD each year when you turned 72 and after.  Have you been taking them?


Do you get a pension?  Say yes.  Anything your pension pays you is considered to be the  RMD.  Traditional pensions automatically fulfill the rules of an RMD.

 

Returning Member
Feb 20, 2025 12:30:20 PM

Yes, I did have a different retirement program with TIAA – CREF and when I turned 72 years old I did satisfy the RMD requirements. TurboTax does not ask me about satisfying RMD and keeps going in circles trying to find out if any of those companies "none Of these plans failed to withdraw the RMD".  This is a double negative and means that all of these plans did withdraw RMD which doesn't make sense!

Returning Member
Feb 20, 2025 12:36:38 PM

Dear Volvo girl, You are not correct when you said any payment a retirement program makes to me is an RMD.

You need to read up on required minimal distribution.

Level 15
Feb 20, 2025 12:39:09 PM

I’m sorry I don’t quite understand what you are saying.  I’ll page someone for more help. @dmertz 

Level 15
Feb 20, 2025 12:59:21 PM

I don't understand either.  As long as you continue to have qualified retirement accounts, RMDs (required minimum distributions) have been required to have been distributed every year since the year you reached age 70½, including 2024.  Failure to take these required distributions results in penalties.

 

Changes to the tax code for 2024 and beyond have required TurboTax to ask additional questions regarding whether or not you have completed your RMDs for the year.

Returning Member
Feb 20, 2025 4:19:13 PM

Thank you both for your time. I finally figured out what they wanted in spite of the double negative and was able to finish all my tax returns.