Turbotax allows me to enter only one disaster on Form 8915-F on my 2022 return. There were 2 more disasters that I was impacted in 2023 in California, which I'd like to report on my 2022 return. Each disaster should reduce the gross IRA distribution subject to 10% penally by about $22K.
If TurboTax only allows one disaster distribution per Form 1099-R, you'll need to split the Form 1099-R into two and allocate one disaster distribution to each. The combined dollar amounts for the split Forms 1099-R must equal the original.
After discussing this with a Turbotax live expert, the issue was deemed Turbotax limitation. The software doesn't allow entering more than one disaster in 8915-F. I was asked to file my taxes with another tax specialist or software.
Ah, you are correct that TurboTax does not support multiple disasters on Form 8915-F even though the form itself has places to list multiple disasters. That's unfortunate. To use 2022 TurboTax It would take an override on Form 5329 and manually preparing Form 8915-F. If you choose to spread all of this income over 3 years, that would mean even more overrides.
I'm a little confused where you said that you would like to report 2023 disasters on your 2022 tax return. How can you have 2022 disaster distributions for 2023 disasters?