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posted Apr 1, 2024 5:29:59 PM

TurboTax 2023 miscalculate my 401 Roth contribution?

I imported my W2 and completed the Wages & Income part under Federal Taxes. Then I got a pop-up warning saying that my contribution to retirement plan is exceeding the maximum amount ($22500 for 2023)

 

I am pretty sure my company's 401k Roth auto-contribution system would stop contributing to the 401k Roth once I reached the limit, so i double-checked my W2. Under segment 12, I have 3 lines:

 

12a: C 361

12b: AA 22500

12c: DD 8xxx

 

I also verified through my Fidelity NetBenefit account that I only have 22500 as employee contribution to my 401k. Am I understanding it correctly that only AA counts for my contribution to 401k Roth, thus it shouldn't exceed the max amount at all? But why TurboTax insists that I am contributing $31xxx to my 401k as total? 

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1 Best answer
Level 15
Apr 1, 2024 5:35:01 PM

Do you have more than 1 W2?  Or does your spouse contribute to a 401K also?  You might have entered both spouse's W2 under the same same name.

3 Replies
Level 15
Apr 1, 2024 5:35:01 PM

Do you have more than 1 W2?  Or does your spouse contribute to a 401K also?  You might have entered both spouse's W2 under the same same name.

Level 15
Apr 1, 2024 5:37:07 PM

And try deleting the W2 and entering it again MANUALLY.  That may clear something out and usually fixes it.

Level 15
Apr 1, 2024 7:11:03 PM

Make sure that the code DD amount has not mistakenly been entered with code D.