My mother past away in August and had not received her 2024 RMD for one of her accounts before she passed away. Since I do not have a 1099-R form, I was prompted with a yes or no question: "From what you've told us, your RMD is zero" - I answered "no" because i need to report that she did not take a distribution for an account without a 1099-R.
There is a red bold statement saying: We recommend waiting to file your taxes. "We are working on some updates related to required minimum distribution..."
When can I expect this update so I am able to report the amount of that RMD?
On your mother's tax return you do not indicate that that your mother failed to complete the RMD. Your mother's responsibility to complete the RMD ended with her death and became the responsibility of your mother's beneficiary(s). So the only amount that your mother was required to take was any amount already taken by your mother.
Also, if your mother's beneficiary(s) did not complete your mother's RMD by the end of 2024, they get an automatic waiver of the penalty for 2024 as long as the year-of-death RMD is completed by the end of 2025.
On your mother's tax return you do not indicate that that your mother failed to complete the RMD. Your mother's responsibility to complete the RMD ended with her death and became the responsibility of your mother's beneficiary(s). So the only amount that your mother was required to take was any amount already taken by your mother.
Also, if your mother's beneficiary(s) did not complete your mother's RMD by the end of 2024, they get an automatic waiver of the penalty for 2024 as long as the year-of-death RMD is completed by the end of 2025.