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New Member
posted Jan 24, 2023 4:57:31 PM

TD Ameritrade 1099-R box 2a

My 1099-R from TD Ameritrade has the same figure in box 2a  as in box 1, which is my gross IRA distribution for the year, and box 2b is checked (taxable amount not determined). I actually had two monthly distributions from TD Ameritrade, one was an after federal income tax distribution to me, and the other was a QCD distribution to my church, which is not taxable. In turbotax, when I enter what should be the taxable amount in box 2a for the 1099-R, it takes the figure, but it then ignores it and uses the gross distribution amount when it adds this 1099-R to my income. This will cause by tax calculation to be higher than it should be. What can I do?

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1 Best answer
New Member
Jan 24, 2023 5:09:31 PM

Forget this post. While waiting for an answer, I went back through the 1099-R input and in a subsequent screen, there was a checkbox I missed the first time through that was for a direct distribution to a charity. After I checked that box, I was able to enter the amount of the QCD and it changed my tax liability.

1 Replies
New Member
Jan 24, 2023 5:09:31 PM

Forget this post. While waiting for an answer, I went back through the 1099-R input and in a subsequent screen, there was a checkbox I missed the first time through that was for a direct distribution to a charity. After I checked that box, I was able to enter the amount of the QCD and it changed my tax liability.