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Level 2
posted Mar 10, 2023 3:20:34 AM

RMD

What are the rules regarding a IRA to Roth IRA  conversion.  Limits?  Do I need earned income?

 

Will a IRA to Roth IRA  conversion count towards an RMD?

 

Is a Roth IRA subject to RMD?

0 2 329
2 Replies
Level 15
Mar 10, 2023 4:19:10 AM

you must take 100% of an RMD first, before any conversion.

Otherwise, you will be in trouble.

Level 15
Mar 10, 2023 5:08:42 AM

In addition to the requirement that the RMD be completed first, the RMD itself is not permitted to be converted to Roth.

 

Your Roth IRAs are not subject to RMDs.