I have several IRA accounts that I need to take a yearly RMD from. I use the government RMD table to take out the minimum each year. When I retired I also got a pension from the company I worked for. This is a set amount each month of which I have no control over. I did not contribute any pre or post tax money to this. My question is this: can the monthly pension be considered an RMD and factored in to the total amount that I need to take from the IRA pre tax accounts that I have? By doing this I would need to take less from the IRA pre-tax accounts since the monthly pension money would be factored into the total amount required to be taken each year,
Thanks for your help and advice.