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New Member
posted Jan 27, 2021 4:51:47 PM

Required Minimum Distribution

In 2020, I received RMD funds from my accounts, but decided to suspend the RMD for the remainder of 2020 and sent back an equivalent amount of funds that I had received as RMDs.  How do I indicate in my 2020 returns that I had sent back the RMD funds that I had received during 2020?  Will the funds I sent back cancel the taxes I paid on those RMDs? Will those taxes be refunded to me?

 

Thank you....

LHC

0 3 768
3 Replies
Level 15
Jan 27, 2021 4:53:00 PM

Since there is no RMD required for 2020,  after you enter the 1099R say it was NOT an RMD and then that you rolled it over (even if back into the same account).  Was any withholding taken out?  If it was then did you replace the withholding with your own money?  Otherwise the withholding will be a taxable distribution itself.

Level 15
Jan 27, 2021 4:53:40 PM

Yes you will get credit for the withholding taken out. 

New Member
Jan 30, 2021 8:43:06 AM

Thank you.  I'm using TurboTax and was able to do exactly as you recommended.  It worked!

LHC