Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Apr 24, 2025 2:31:14 PM

QCD

I am 70 1/2, I am making a QCD to a 503c, church, I am NOT required, nor am I taking an RMD.  

How do I record this distribution in turbo tax?  

0 2 2606
1 Best answer
Level 15
Apr 24, 2025 2:35:07 PM

While entering your form 1099-R, if you have entered a birth date which makes you older than 70 1/2 in the tax year, TurboTax will ask you if any portion of your distribution was transferred to charity. You can then enter the amount transferred to charity.  It asks everyone who is 70 1/2 and gets a 1099R.  


The code in box 7 of form 1099-R must be 7 and the box IRA/SEP/SIMPLE must be checked. You can’t do a QCD from a 401K.

2 Replies
Level 15
Apr 24, 2025 2:35:07 PM

While entering your form 1099-R, if you have entered a birth date which makes you older than 70 1/2 in the tax year, TurboTax will ask you if any portion of your distribution was transferred to charity. You can then enter the amount transferred to charity.  It asks everyone who is 70 1/2 and gets a 1099R.  


The code in box 7 of form 1099-R must be 7 and the box IRA/SEP/SIMPLE must be checked. You can’t do a QCD from a 401K.

Level 15
Apr 24, 2025 2:40:20 PM

After you enter the Form 1099-R in the TurboTax program you will go through a series of screens asking questions.  On the screen Do any of these situations apply to you? check the box labeled I transferred all or part of this money directly to charity and continue.