On my 1099-R I have a gross distribution of 33,000 but a taxable amount of 572.00 cause I contributed 32,400 in premiums but turbo tax adds the 33,000 to my total income

I think you mean that you contributed $32,400 to your retirement account over several years while you were working. Now that you are starting to get benefits, you will be allowed to treat a portion of your distributions as not taxable, but not all in the same year. The non-taxable amount that you contributed will be spread out over the remainder of your expected years of life.

If you mean that the amount in box 2 of your 1099-R form, the taxable amount, is $572, then you must have entered something incorrectly when you entered your form 1099-R. If so, then you should go back and review your entry, or delete it and start it over.

If you are looking at the TT Income Summary, that lists only the gross amount and is just FYI.  The taxable figure appears on your actual tax return.

OK Thank you for your help. you're correct just to find out I deleted it and it only lowered my taxes due by $70 dollars.

Michael