On a joint tax return you enter all income for both of you. The SS benefit would only become taxable when all income on the joint return plus 1/2 of the SS benefit income reached $32,000 and then only 85%, at the most, would be taxable. On a Married Filing Separate return then All of the SS benefits are taxable regardless of the other income being reported on the MFS return.
You would want to file as Married Filing Jointly even if one spouse has little or no income. You receive the highest standard deduction of $12,700 and you each receive a personal exemption of $4,050
Standard deductions for 2017
Why would you want to file separate tax returns just because she is receiving SS payments?
All her benefits would be taxable if you file as Married Filing Separately.
Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:
Married Filing Jointly - $32,000
Single or Head of Household - $25,000
Married Filing Separately - 0
Is this not combined with my income? Or are the taxable limits just tied to her income?
"prior to the tax year" Didn't you claim the 2016 payments on your Joint 2016 return?
On a joint tax return you enter all income for both of you. The SS benefit would only become taxable when all income on the joint return plus 1/2 of the SS benefit income reached $32,000 and then only 85%, at the most, would be taxable. On a Married Filing Separate return then All of the SS benefits are taxable regardless of the other income being reported on the MFS return.
You would want to file as Married Filing Jointly even if one spouse has little or no income. You receive the highest standard deduction of $12,700 and you each receive a personal exemption of $4,050
Standard deductions for 2017