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Level 2
posted Feb 24, 2021 9:03:05 AM

My nonqualified pension W2 only shows the gross payments I received, and doesn't show the FICA deductions. Can I report these deductions, and if so how?

I started receiving these in July, and from July to Oct 100% of the gross was deducted and paid for FICA according to the plan schedule. Hoping I can deduct them.

0 8 1125
8 Replies
Expert Alumni
Feb 24, 2021 9:15:32 AM

FICA contributions are taxes for Social Security and Medicare which are not deductible or refundable.

Level 2
Feb 24, 2021 9:53:21 AM

Is there an annual maximum on this tax? Like there is on wages.  My wages exceeded the max and i paid this on top of that.  

Level 2
Feb 24, 2021 9:57:59 AM

Also it didnt seem like the fica portion paid should be included in my AGI and be subject to income tax.

Level 15
Feb 24, 2021 10:03:15 AM

What form do you have?    Pensions are reported on a 1099-R form not a W-2 (wages are reported on a W-2).

Level 2
Feb 24, 2021 10:52:15 AM

I received a w-2 with the gross amount in box 1 and box 11, as it's a nonqualified pension plan.  I double checked with the fund manager and they confirmed that I received the correct form and only those boxes, with no deductions.   They sent me a separate letter that has the monthly deduction paid.

Expert Alumni
Feb 24, 2021 2:00:01 PM

Does the letter report the deductions for both social security and Medicare? if so, you can report this in Boxes 4 & 6 of the W2. Hopefully the letter will have a breakdown for both. if it is one FICA amount, you may need to contact the fund manager for the breakdown.

 

This should have been reported on a 1099-R.

 

 

Level 15
Feb 24, 2021 2:14:36 PM

Deferred compensation reported in box 11 on a W-2 may or may not be subject to FICA tax withholding.

 

See this article:

https://www.thetaxadviser.com/issues/2014/oct/tax-clinic-01.html

 

https://www.irs.gov/businesses/corporations/nonqualified-deferred-compensation-audit-techniques-guide

 

You should talk to the plan administrator.

 

 

Level 2
Feb 24, 2021 3:03:43 PM

The letter doesn't break it down.  It just says FICA tax, and had a monthly schedule until a designated amount was paid. But now I think I figured out what they did.  In addition to this W2, I received a W2 for the income while I was employed (through June).  Looks like the FICA tax that I paid is included on that W2 (confusing).