My husband had an early withdrawal from an annuity with 10% penalty, however, he paid surrender charges. Where do you put this amount, if anywhere, in turbotax?

The surrender charge is not deductible.  You don't report it anywhere on your tax return.  Enter the Form 1099-R exactly as received under Wages & Income -> Retirement Plans and Social Security -> IRA, 401(k), Pension Plan Withdrawals (1099-R) and answer the questions that follow.