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New Member
posted Jun 4, 2019 12:34:38 PM

My 1099R, box 7 indicates a code "F" for an RMD distribution directly to a charitable organization. TurboTax does not want to accept this. Why not?

0 6 10586
6 Replies
New Member
Jun 4, 2019 12:34:39 PM

After you enter the 1099-R for the RMD, you will be prompted with questions regarding what you did with the money.

After claiming the distribution as a RMD, a question asks about contributing to the Charity and you can answer YES.  If these questions are answered correctly, the distribution code of F should be accepted.  If this does not correct the error, please let me know so that I can assist you further.

There is no place or need to record who the donation is made to, however there is a reminder not to include this amount in your Deductions for Charitable Donations.

The following IRS link discusses QCD-Qualified Charitable Donations:

https://www.irs.gov/pub/irs-pdf/p526.pdf


Level 15
Jun 4, 2019 12:34:40 PM

Code F is not for a distribution paid directly to charity.  Code F indicates a payment to YOU from a charitable gift annuity.  A charitable gift annuity is not an IRA.

You are not permitted to change the code from what the payer provided on the Form 1099-R.  Does the Form 1099-R provided to you by the payer have code F in box 7?  I suspect not.

If you had a distribution paid to charity as a QCD from an IRA, the Form 1099-R provided by the payer should have code 7 in box 7 and have the IRA/SEP/SIMPE box marked.  You must enter it this way into TurboTax.  TurboTaxLisaBr's answer describes how answer the follow-up questions to entering this Form 1099-R.

New Member
Jun 4, 2019 12:34:42 PM

DELETED ENTRY AND REENTERED IT FOLLOWING THE ORIGINAL GUIDE LINES.  EVERYTHING WORKED AS STATED. THANK YOU

New Member
Jan 30, 2020 12:37:41 PM

There is no prompt  that asks me if this money  was a charitable distribution to a charity which it was

New Member
Jan 30, 2020 12:39:00 PM

It still does not take this a QCD

Level 15
Jan 30, 2020 3:02:36 PM

Take what as a QCD?  Code F on a Form 1099-R has nothing to do with a QCD or an IRA.