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Returning Member
posted Jun 4, 2019 2:46:56 PM

Must separate RMDs be taken for Traditional IRAs and CD IRAs? I had pooled these two and just took the distribution from my Traditional IRA.

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1 Best answer
Level 9
Jun 4, 2019 2:46:58 PM

The RMD must be calculated for both accounts but you can take the distribution from one IRA as long as it equals the total of the RMDs.

1 Replies
Level 9
Jun 4, 2019 2:46:58 PM

The RMD must be calculated for both accounts but you can take the distribution from one IRA as long as it equals the total of the RMDs.