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New Member
posted Jun 4, 2019 1:16:58 PM

Loss on withdrawn excess Roth IRA contribution

I'm withdrawing an excess contribution made in 2016. I've seen other answers which recommend adding a "fake" 1099-R (the real one arriving in 2018) to avoid filing an amended return when the distribution includes earnings. What do I do if the distribution shows a loss (i.e. less than the contribution)  - still file a fake 1099-R with taxable amount (box 2a) left blank?

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1 Best answer
Level 15
Jun 4, 2019 1:16:59 PM

Yes, the procedure is the same but if you have a loss attributable to the amount being returned, you should enter a zero in box 2a.

1 Replies
Level 15
Jun 4, 2019 1:16:59 PM

Yes, the procedure is the same but if you have a loss attributable to the amount being returned, you should enter a zero in box 2a.