It won't let me finish filing because the retirement form 5329 hasn't been released yet but it doesn't even apply to me

Form 5329 usually only applies if you took early withdrawals (before you are age 59.5) from a retirement plan, you did not take required minimum distributions (if you are over the age of 70.5) or if you contributed more than was allowable to a retirement, health, ABLE, or education account. For most taxpayers, only the first two situations ever apply.

If none of these issues apply, you can delete Form 5329 by doing the following: 

1. Log into your return.
2. In the left hand navigation, click on the Tools link.
3. In the Tools box, click on Delete a Form
4. In the Forms list, find the Form 5329 and click delete.

This should remove your issues with this form.

thank you Philip! saved me from upgrading with your solution - i really appreciate it!