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New Member
posted Jun 6, 2019 5:05:10 AM

Is this possible to roll over my 401k funds to the Roth IRA and then withdraw for education expenses that occurred in 2017 given that we are in February 2018?

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1 Replies
Level 15
Jun 6, 2019 5:05:12 AM

Expenses paid in 2017 cannot be applied to a distribution from an IRA made in 2018 as an exception to the early-distribution penalty.  You would need to pay qualified high-education expenses in 2018 to be able to apply this exception on an IRA distribution made in 2018.