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New Member
posted Feb 4, 2025 12:22:14 PM

is this a bug? the Roth IRA income limit for married file sep is 10,000 but the others are over 100K

The help section lists this as the following: Roth IRA contributions aren't permitted if your modified adjusted gross income (AGI) is at or above the following limits: - 240,000 if you're married filing jointly, or a qualifying surviving spouse - 10,000 if you're married filing separately - 161,000 for all other filing statuses

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1 Best answer
Expert Alumni
Feb 4, 2025 12:29:20 PM

The information you shared is correct.  Married Filing Separately filing status does have some strong limitations for certain credits or tax advantages.  The income limit for a Roth IRA contribution is one of those limitations.

 

See the following article from the IRS for more detailed information:  

 

Amount of Roth IRA contributions that you can make for 2024
 

1 Replies
Expert Alumni
Feb 4, 2025 12:29:20 PM

The information you shared is correct.  Married Filing Separately filing status does have some strong limitations for certain credits or tax advantages.  The income limit for a Roth IRA contribution is one of those limitations.

 

See the following article from the IRS for more detailed information:  

 

Amount of Roth IRA contributions that you can make for 2024