If you are considering buying the Desktop program………All the Desktop programs have the same forms. You just get more help and guidance in the higher versions. So you could buy a lower version like Deluxe.
In the Online version you may have to upgrade to Premium to enter certain things. And Desktop and Online are priced differently and have different features. Like in the Desktop program there is a Forms Mode so you can see and enter directly into the forms. There is a What-If worksheet. Oh and the Desktop program can do multiple returns and efile 5 federal for free.