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New Member
posted Jun 3, 2019 12:45:39 PM

Is RMD for 403B required if working full time past 70 1/2?

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3 Replies
Level 15
Jun 3, 2019 12:45:40 PM

Some plans allow participants to postpone RMDs until April 1 of the year after they retire, even if they retire after age 70½

Level 15
Jun 3, 2019 12:45:42 PM

Employees of public schools and certain tax-exempt organizations with 403(b) plan accruals before 1987 should check with their employer, plan administrator or provider to see how to treat these accruals.
<a rel="nofollow" target="_blank" href="https://www.irs.gov/newsroom/most-retirees-need-to-take-required-retirement-plan-distributions-by-dec-31">https://www.irs.gov/newsroom/most-retirees-need-to-take-required-retirement-plan-distributions-by-dec-31</a>

Level 15
Jun 3, 2019 12:45:43 PM

Please check with plan administrator.

However, if this plan is from a prior employer, you do need to take the RMD.