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posted Jun 5, 2019 10:21:32 PM

Is a withdrawal of money from an inherited IRA taxable income? If so, shouldn't I have received a form from the wealth management company to report it?

I inherited money in an IRA last year and paid the estate taxes.  After the estate was settled, I withdrew some of the money from that inherited IRA to pay some debts, and paid taxes on that withdrawal.  Is the money I withdrew taxable income?  I never received any form from the wealth management company that oversees the IRA to report it to the IRS.

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1 Best answer
Level 3
Jun 5, 2019 10:21:33 PM

If you withdrew funds from an IRA (inherited or not) you should receive a 1099-R form. The withdrawal will be taxable income, but withheld taxes should help reduce the amount due.

Call the payer and ask about a 1099-R.

1 Replies
Level 3
Jun 5, 2019 10:21:33 PM

If you withdrew funds from an IRA (inherited or not) you should receive a 1099-R form. The withdrawal will be taxable income, but withheld taxes should help reduce the amount due.

Call the payer and ask about a 1099-R.