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Level 1
posted May 29, 2020 8:36:51 PM

IRA recharacterization from Roth to tradition

In April 2019, I recharacterized a Roth IRA to traditional for the 2018 tax year.   I thought I reported in 2018 even though I didn’t have the 1099-r for it. In 2020, I got the 1099-r for it and it had code “r”. How can I verify if I reported it correctly on my 2018 tax return. Would it appear on form 8606? 

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2 Replies
Level 15
May 29, 2020 9:04:45 PM

Yes, if it was non-deductible.  It should be on an 2018 8606 line 1 or if you deducted it on the 1040 Schedule 1 line 32.

Level 1
May 30, 2020 6:00:54 PM

I do see it on line 1 of the form 8606. I wasn't sure if line 1 was for traditional only and the form would have a section on recharacterization.

 

Any chance you know how the answer to the following q on Roth conversions?

 

In April 2019 I converted my traditional IRA which had a balance of  ~$20K ($5500 nondeductible, $14.5 deductions contributions). I do not have other traditional IRAs (zero balance).  I just realized that I did not report the $5500 nondeductible in my 2018 tax return (that's the year I made the contribution for). I now know I have to amend my 2018 return to report but then how do I report a roth conversion with mix deductible and non-deductible in TT? 

 

thanks!