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Level 2
posted Apr 6, 2022 12:47:32 PM

IRA limit on the Worksheet called Social Security recipients who contribute to a traditional IRA line 2

Taxpayer is on social security and is also a minister with a church.  He has a wage in box 1 of the W-2, schedule C income and some excess housing allowance that is reported with the wages on the form 1040.  I added the wage from the W-2, plus the schedule C net income less half the FICA tax on the schedule C income.  I expected to find this number on the Worksheet called Social Security recipients who contribute to a traditional IRA line 2. 

The number on line 2 is much lower and is restricting the IRA contribution. 

Do you know how I can see the math the program is using to get to wages and other earned income on line 2 of this worksheet?  I am afraid the software knows a special rule for clergy that I don’t know.  I was going to just override the calculation but hope to first see the math

Any ideas?

0 2 557
2 Replies
Expert Alumni
Apr 6, 2022 3:08:09 PM

You can right-click on the number and select Data Source. The earned income should be self-employment earnings minus half of the self-employment tax plus any W-2 income. Was any portion of the earnings a parsonage allowance?

Level 2
Apr 6, 2022 3:27:11 PM

Thanks that's helping.  He had $3,000 wage in the W-2 box 1, nothing in box 3 and 5. 

 

The calculation is ignoring that as a wage to include in the IRA calculation.  I can't understand why, maybe I missed a box?