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New Member
posted Mar 3, 2022 8:27:07 AM

IRA contributions

My W-2 does not show box 13 checked.  I do not participate in a pension plan at work.  In fact, I am retired.  Why does the worksheet show that I do participate and prevents my spouse from getting a deduction?

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3 Replies
Expert Alumni
Mar 3, 2022 8:45:09 AM

It's not clear why your IRA worksheet would have the box checked as though you were in a covered plan at work.  If you are using the TurboTax CD/Download version you can override it. Simply right click on the box to override and remove the checkmark. However I would check box 13 for any W-2 form entered before doing the override.

 

Also, your computer sometimes remembers pieces of information you thought you deleted.  It's a good idea to clear cookies and cache on a regular basis because it makes a difference.

The maximum amount you can contribute to a traditional IRA for 2021 is $6,000 if you're younger than age 50. Workers age 50 and older can add an extra $1,000 per year as a "catch-up" contribution, bringing the maximum IRA contribution to $7,000.

 

@Jim B2

 

[Edited: 03/03/2022 | 8:46a PST]

New Member
Mar 3, 2022 10:21:40 AM

Right clicking did not let me override the check mark.  Initially, I had this problem, but after updating the software it went away.  Then, after another update, the problem returned.

Expert Alumni
Mar 3, 2022 7:30:21 PM

If you are retired, maybe you want to enter a 1099-R and not a W-2?

 

Click this link for How to Enter 1099-R

 

To enter your spouse's IRA Contribution:

  1. Open your Federal return
  2. At the top of your screen choose Deductions and Credits.
  3. Scroll down to Retirement and Investments.
  4. Click Start on Traditional and Roth IRA Contributions.