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posted May 31, 2019 8:02:53 PM

Incorrect 1099-R, marked as Distribution Code 1 "early withdrawal" when it really was a rollover to another qualifying plan. Until I can get this corrected, what do I do?

Incorrect 1099-R, marked as Distribution Code 1 "early withdrawal" when it really was a rollover to another qualifying plan. Until I can get this corrected, what do I do?

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1 Best answer
Level 13
May 31, 2019 8:02:55 PM

If you "rolled over" the money within 60 days of receiving it, then you can indicate in the 1099-R interview that you rolled it over to a qualifying IRA. This will remove the tax and the penalty.

After you enter the 1099-R (please enter all fields as they are shown on the 1099-R), continue the interview. You will come to a screen entitled "What Did You Do With The Money From [the name of the place on your 1099-R]". On this screen, check that "I moved the money to another retirement account".

Then indicate whether you rolled over some or all of the money.

2 Replies
Level 13
May 31, 2019 8:02:55 PM

If you "rolled over" the money within 60 days of receiving it, then you can indicate in the 1099-R interview that you rolled it over to a qualifying IRA. This will remove the tax and the penalty.

After you enter the 1099-R (please enter all fields as they are shown on the 1099-R), continue the interview. You will come to a screen entitled "What Did You Do With The Money From [the name of the place on your 1099-R]". On this screen, check that "I moved the money to another retirement account".

Then indicate whether you rolled over some or all of the money.

Level 15
May 31, 2019 8:02:56 PM

The code 1 indicates that this was an indirect rollover, meaning that the money was distributed to you and you subsequently rolled the money over to another retirement account, rather than a direct rollover paid directly by your old plan custodian to the new plan custodian.  As TurboTaxBillMc said, indicating in the follow-up that you rolled over this distribution will cause TurboTax to exclude the distribution from your taxable income and therefore not subject to penalty.