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New Member
posted Jun 1, 2019 5:41:59 AM

If the younger spouse has the 401K, does the RMD caluation refer to his birthdate (701/2 year)? Even if filling jointly?

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1 Best answer
Level 15
Jun 1, 2019 5:42:03 AM

Each RMD is computed on your own accounts, and your date of birth.

Your spouses age has no impact on your RMD.  

1 Replies
Level 15
Jun 1, 2019 5:42:03 AM

Each RMD is computed on your own accounts, and your date of birth.

Your spouses age has no impact on your RMD.