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New Member
posted May 31, 2019 7:04:04 PM

If I took a "loan" from my 401K account, is that considered income and how do I report it?

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1 Best answer
Level 15
May 31, 2019 7:04:05 PM

A loan from the 401k tax deferred retirement account is not reported on a tax return.  If you default on the loan then it becomes a distribution and you would receive a Form 1099-R to report the distribution on a tax return.

1 Replies
Level 15
May 31, 2019 7:04:05 PM

A loan from the 401k tax deferred retirement account is not reported on a tax return.  If you default on the loan then it becomes a distribution and you would receive a Form 1099-R to report the distribution on a tax return.