The Internal Revenue Service doesn’t mandate that money be withheld from IRA distributions for Federal income taxes. Instead, you can choose your withholding rate based on the amount of tax you expect to owe on the distribution. However, if you don’t specify how much you want withheld, the default rate is 10 percent.
There is no exception for amounts less than $10,000.
Actually, that's between you and your IRA account administrator. So you should contact the administrator that manages your IRA. Overall though, money withdrawn from a TRADITIONAL IRA is taxable income in the year you withdraw it. Because of your age, no penalties are assessed of course, provided you took out the RMD (Required Minimum Draw) during the year, if RMD applies to you.
Where did you get the idea about 10,000? There is a 10% early withdrawal penalty IF you were under 59 1/2 but you are older. If you were under 591/2 there are exceptions to the penalty. One of the exceptions is if you buy a house, there is no penalty on the first 10,000 withdrawn (but it's still taxable).
The Internal Revenue Service doesn’t mandate that money be withheld from IRA distributions for Federal income taxes. Instead, you can choose your withholding rate based on the amount of tax you expect to owe on the distribution. However, if you don’t specify how much you want withheld, the default rate is 10 percent.
There is no exception for amounts less than $10,000.