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Returning Member
posted Jan 31, 2021 11:50:29 PM

I'm over 70.5 years old. In 2020, RMD's were suspended. I did, however, make an IRA withdrwl for mediate charity contrib. Can I designate this as "None was RMD" ?

My proposed reply was to answer "YES" Becase it was NOT "REQUIRED".  (BTW, This was a Tubotax question!

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2 Replies
Level 15
Feb 1, 2021 5:00:41 AM

Correct.  None of the distribution was RMD because no distribution was required.

Level 15
Feb 1, 2021 5:23:53 AM

The reason the RMD question is asked because it could still be an RMD even though they were not required last year.  Most folks will answer NO.