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Level 1
posted Apr 13, 2025 5:28:03 PM

I have a 1099-R for an annuity from a life insurance company that came to me upon my dad's death in March 2024. Is that considered survivor benefits for Ohio state taxes?

I know that the amount on the 1099-R is taxable for federal income, but Tax Act indicated that in Ohio "survivor benefits" aren't taxable. I just don't know whether to remove the annuity for state tax purposes or not.

0 2 1505
2 Replies
Expert Alumni
Apr 13, 2025 5:35:07 PM

Are the survivor benefits reported on an IRS form 1099-R?  Does the form include a taxable amount in box 2a?

 

If so, then the Ohio Department of Revenue states:

 

Deduct survivor benefits to the extent included in federal adjusted gross income.

Level 1
Apr 13, 2025 5:38:26 PM

See - that's the thing. It's an annuity through a life insurance policy my dad had. I did receive a 1099-R with the amount in box 2a that is taxable, and I've reported that on my federal return. 

 

But I saw the thing in the Ohio state return about "survivor benefits" and wondered whether this annuity counted.