Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Feb 4, 2025 11:08:38 AM

I contributed 12374.67 to a Roth 401K, and my company contributed 10239.73 to my Traditional 401K. How does that effect my taxes.

When it goes through turbo tax it says that I have contributed over my $7000 limit for Roth IRA but it went into a 401K.

0 2 837
2 Replies
Level 15
Feb 4, 2025 11:10:31 AM

Your contributions to the Roth 401(k) are only entered on your W-2 in box 12 with a code AA.  Those contributions are not entered anywhere else on a tax return.

Level 15
Feb 4, 2025 11:40:21 AM

i.e............... a 401k is NOT an IRA. 

Other than being retirement accounts, they are different beasts with mostly different contribution rules.