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New Member
posted Apr 22, 2025 7:42:01 AM

I am 61 and my ROTH account has been opened for over 15 years - is my roth ira withdraw taxable?

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1 Best answer
Level 15
Apr 22, 2025 5:03:16 PM

@sythomas because you are over 59.5 AND the Roth account has been open for at least 5 years, none of the withdrawals - whether those were originally contributed dollars, converted dollars from a Trad IRA or the earning that accrued over time - are taxable. 

2 Replies
Expert Alumni
Apr 22, 2025 7:52:52 AM

No, it would not be taxable.

Level 15
Apr 22, 2025 5:03:16 PM

@sythomas because you are over 59.5 AND the Roth account has been open for at least 5 years, none of the withdrawals - whether those were originally contributed dollars, converted dollars from a Trad IRA or the earning that accrued over time - are taxable.