You qualify for the credit if you’re:
- 18 or older
- Not a full-time student
- Not claimed as a dependent on someone else’s return
If you go through that section and indicate you are a full-time student, you won't be eligible for the credit. But if the credit is worth more, you should take it. You can indicate your student status in your personal information or in the Retirement Savings Contribution Credit questions (in the Deductions and Credits section).