How do I remove the retirement credit from my return? I do not want to upgrade and pay extra just because of that $10 credit.

You can delete Form 8880, but the form may regenerate if you qualify for the credit.   Depending on your adjusted gross income, you qualify if you contribute to a qualified retirement plan and you were not a full-time student.   You were considered a student if during any five calendar months of 2024 you: 

 

• Were enrolled as a full-time student at a school, or 
• Took a full-time, on-farm training course given by a school or a state, county or local government agency 

 

What is the 2024 Saver's Credit?  

 

How to delete forms in TurboTax Online

 

How to delete forms in TurboTax Desktop

 

If you don't qualify, you can delete Form 8880, and downgrade.  The credit can be found in the Deductions & Credits section, under Retirement and Investments, and then, Retirement Savings Contribution Credit.

You can say in the self-interview that you were a full time student. That will remove the credit, and will not affect anything else as long as you don't try to claim tuition.