How do I file 1099-ls deductions?

What kind of 1099?  1099NEC 1099Misc 1099R etc?  Why did you get it?

I sold my Lincoln "flexible premium adjustable life policy" which had a payoff of $250K for $45K to Coventry Direct.

Got a 1099-LS showing the $45K.

as of inception in 2004 I have paid in $64, 260 in premiums.

I cannot find anything on the IRS site, nor on TurboTax (which I use) that speaks to how one might declare a basis against apparent 'profit' here.

Thanks, Don

I now know that such payouts reported on 1099-LS are not taxable as long as the premiums paid exceed the payout.

But I would like to know how to add a note to the IRS with my filing. How do I do that?

Thanks